diff --git a/src/main/java/com/yem/wm/im/debcrednotenew/validator/DebCredNewAuditValidatorOp.java b/src/main/java/com/yem/wm/im/debcrednotenew/validator/DebCredNewAuditValidatorOp.java
index f9e5ad47..807ed6a9 100644
--- a/src/main/java/com/yem/wm/im/debcrednotenew/validator/DebCredNewAuditValidatorOp.java
+++ b/src/main/java/com/yem/wm/im/debcrednotenew/validator/DebCredNewAuditValidatorOp.java
@@ -130,16 +130,20 @@ public class DebCredNewAuditValidatorOp extends AbstractValidator {
             }
 
             DynamicObject getaccamtusetype = getaccamtusetype(dataEntity);
-            QFilter qFilter1 = new QFilter("yem_contracttype", QCP.equals, getaccamtusetype.getString("yem_billtype.number"));//合同类型
-            qFilter1.and(new QFilter("yem_accamtusetype", QCP.equals, getaccamtusetype.getString("yem_fundusetype")));
-            qFilter1.and(new QFilter("yem_billbusstype.number", QCP.equals, getaccamtusetype.getString("yem_billbusstype.number")));
-            qFilter1.and(new QFilter("enable", QCP.equals, "1"));
-            String selectfield1 = DynamicObjectUtil.getSelectfields("yem_bd_credittypeconfig", false);
-            String selectfields1 = DynamicObjectUtil.getEntrySelectfields(selectfield1, "yem_bd_credittypeconfig", "yem_credittypeentry", false);
             Map<Long, Boolean> isoveragemap = new HashMap<>();
-            DynamicObjectCollection data11 = QueryServiceHelper.query("yem_bd_credittypeconfig",
-                    selectfields1, new QFilter[]{qFilter1}, null);
-            if (data11.size() > 0) {
+            DynamicObjectCollection data11 = null;
+            if (YEM.isNotEmpty(getaccamtusetype)) {
+                QFilter qFilter1 = new QFilter("yem_contracttype", QCP.equals, getaccamtusetype.getString("yem_billtype.number"));//合同类型
+                qFilter1.and(new QFilter("yem_accamtusetype", QCP.equals, getaccamtusetype.getString("yem_fundusetype")));
+                qFilter1.and(new QFilter("yem_billbusstype.number", QCP.equals, getaccamtusetype.getString("yem_billbusstype.number")));
+                qFilter1.and(new QFilter("enable", QCP.equals, "1"));
+                String selectfield1 = DynamicObjectUtil.getSelectfields("yem_bd_credittypeconfig", false);
+                String selectfields1 = DynamicObjectUtil.getEntrySelectfields(selectfield1, "yem_bd_credittypeconfig", "yem_credittypeentry", false);
+                data11 = QueryServiceHelper.query("yem_bd_credittypeconfig",
+                        selectfields1, new QFilter[]{qFilter1}, null);
+            }
+
+            if (YEM.isNotEmpty(data11)) {
                 for (int i = 0; i < data11.size(); i++) {
                     DynamicObject object1 = data11.get(i);
                     long aLong = object1.getLong("yem_credittypeentry.yem_credittype");